Applying For Scholarships What Happens To Your Information

HomeFinanceScholarshipsApplying for Scholarships: Do You Know What Happens To Your Information?This page may contain affiliate links.Oct 15, 2019Who doesnt need extra money to pay for college? Many students search forscholarships to fill the financial gap between savings, financial aid, and tuition. And the popular way to search for scholarships is to use a scholarship search engine, like Scholarships.com or Fastweb.com, which is much easier than looking up resources one by one. Students fill out a profile, are sometimes asked to create an account,and the scholarship search engine returns a long list of possible scholarships. Just make sure your student is aware of how the information they provide to scholarship search engines may be sold and profited from. You know the saying â€Å"If something seems too good to be true, it probably is. Know what your student will get in return for that list of scholarships a whole lot of unwelcome marketing, both online and in your mailbox. Collecting and Selling Student Data Collecting student data and reselling access to the information is not uncommon in the world of scholarships and college search. In 2013, a woman in Illinois sued The College Board and ACT, Inc. for selling students’ personal information collected during test registration. The class action suit blamed the companies for selling teenagers’ personal information to other companies and colleges, in order for those outside organizations to market themselves to students. The ACTwebsite details that it sells names and information to, â€Å"accredited postsecondary educational institutions and to scholarship agencies that offer programs of study at the postsecondary level, educational enrichment programs, or financial aid for postsecondary study,† though other agencies like ROTC and nonprofit organizations make be eligible to purchase information for $0.38 per name. Scholarship search engines operate in much the same way as test registration and college search sites do. They collect student information during the scholarship search process—think about all of the specific demographic information your student divulged during the sign-up process in order to tailor their search. And then, at the very end of the process, there’s a checkbox asking students for their consent to â€Å"share† information with outside partners. Sometimes the checkbox means a student is choosing to opt-in and add his/her name to the marketing list for sale; and sometimes checking the box allows themto opt-out, so that their name cannot be sold. Most likely, your student was not even aware of whether they were allowing their information to be shared and sold. Is It a Scholarship Or a Sweepstakes? Ever wonder why there are so many no essay scholarships? Its just another tactic to generate marketing leads for college search sites and ultimately colleges and related companies. If a scholarship is too easy to apply to, theres a high likelihood that the main purpose of the scholarship is to collect names, emails, and marketing information. These scholarships, which by law in some states have to be called sweepstakes, are used specifically for data-mining. Unlike scholarships which are awarded based on merit, need, and demographics, no-essay scholarships are lotteries. They may seem like a quick and easy way to earn thousands of dollars for college, but your students data collected during the sign-up process will be sold to outside partners. Prior to 2010 and the Credit Card Accountability, Responsibility, and Disclosure (CARD) Act, credit card companies were major purchasers of personal information lists. The CARD Act restricted the marketing of credit cards to college students. Without credit card companies as buyers, scholarship search engines now rely primarily on advertisers and universities to buy lists of student information. Advertisers resell the information to product companies to tailor online and email marketing, as a result your student receives â€Å"special offers† from a variety of companies. Universities buy student lists from scholarship search engines in order to learn more about students who are currently applying to college. Colleges use the information on lists to send students marketing materials that make it seem like the student has been personally invited to apply to an exclusive track or program at the school. As college admissions becomes more competitive, universities are doing whatever it takes to make themselves desirable destinations for secondary education. How Can I Protect My Students Data? Maybe you’re wondering what the big deal is? So what if your student receives direct mail? Or maybe it’s not such a bad thing for a college to reach out to my child to encourage them to apply. Thats a decision you and your student should discuss. The Children’s Online Privacy Protect Act of 1998 (COPPA) only regulates the collection of online information of children under 13 years of age. That means that your middle school aged and high school aged child, though possibly under the age of 18, is fair game for data collection. Since COPPA won’t protect your child’s privacy, it’s up to you as a parent to understand what’s going on with personal data when your child uses scholarship search engines (and other sites related to college searching). Tips For Keeping Your Students Data Private There are a few things you can do to keep your child’s data private and to limit the marketing world from easily reaching him or her. 1.Read privacy policies The only way you and your student will know how a company and/or website uses information is to read their privacy policy. In the policy find language that explains what information will be collected, how it will be used, will it be shared, and how long will it be kept. 2. Teach your child to opt-out—discuss the options with your student as they begin using scholarship search engines. Make sure they understand how to read the fine print and recognize that the â€Å"sharing† of information is really the sale of personal data. 3. Use scholarship search engines and apps that don’t require logins a site like Student Scholarship Searchdoesnt require an account. Your child will still fill out some demographic data like GPA and state of residency, but the information is not directly linked to them via a personal account. 4. Stick to local resources—like your school guidance department and local scholarships. Avoid using scholarship search engines by focusing on local scholarships instead. Students have a better chance of winning local scholarships than larger national ones. Your schools guidance department may also be able to point you in the direction of local community organizations and county associations that give away money for college-bound students. Parents Can Teach Good Data Privacy Habits It’s up to parents to protect their students and teach them how to maneuver in an online world that sees students as potential sources of revenue, rather than vulnerable children searching for ways to pay for school. Take the opportunity to talk to your student about their personal information, whether or not they feel sharing their data is worth the return, and where they can find privacy policies to understand what information websites gather and how they use it.

The Role Of Specific Subjects On Education Production...

Kalena E. Cortes, Jesse Bricker, and Chris Rohlfs exploited the fact that absences are 4-7 days higher per year in first period classes in Chicago Public school in their paper The Role of Specific Subjects in Education Production Functions: Evidence from Morning Classes in Chicago Public High Schools. They found that having a class in first period significantly reduces grades in that course, but does not affect grades in related subjects (Cortez Year). this effect is especially apparent in math classes, and also reduces grades in future math classes (Cortez year). Implications The literature presented is in almost unanimous agreement that later daily school start times lead to improved academic achievement in adolescents, with the greatest improvement as start times move from around 7:00 am to after 8:00 am, with diminishing marginal improvements afterwards. Students assigned to a first period class at the USAFA earned worse grades in both their first period classes and classes throughout the day than their peers who were not assigned to a first period class(Carrell 79). This negative effect was most apparent when the first period starting time was 7:00 am, but was still present after a policy changed the starting time of the first period to 7:50 am. Likewise, middle school students in the Wake County Public School System who began their day between 8:00-8:45 am had 2% higher scores on both standardized mathematics and reading exams than students whoseShow MoreRelatedSocial Media Activity And Texting Essay1583 Words   |  7 Pagesa typical weekday mor ning, over 15 million adolescents will wake up to attend school in the United States, at an average starting time of 8:00 a.m, which is often considerably earlier than their starting time during primary education (Wheaton 2012). 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Underwriting and Research in Investment Banking (375 words) Auditing

Essays on Underwriting and Research in Investment Banking (375 words) Auditing and Consulting in Accounting Firms (375 words) Research Paper Auditing and Consulting in Accounting Firms Auditing and Consulting in Accounting Firms One of the main conflict of interest amongauditors in a considerable number of accounting firms include the conflict in auditors’ personal interests, financial interest as well as editors’ emotional interests. In most case, editors and other stakeholders in accounting firms favours their subconscious and conscious interest over the interest of executing quality audit as prescribed in the ethical and moral principles and guidelines. In achieving their financial interest, editors in accounting firms compel their client to pay certain amount of fees in order to get better services and favouring reports. This as a result brings about potential conflict of interest among the involved editors, accounting firms stakeholders and their clients. Although there are well-defined guidelines on ethical requirements that govern the execution of social responsibilities among editors pertaining to th e mode of payment, a considerable number of editors in accounting firms do not abide by them. Following failure to comply with the existing guidelines, many editors have been compromising the fairness and quality of their services in expense of their personal, emotional, and financial interests (Williams, 2010). Due to the ever-increasing conflict of interests among clients and editors, accounting firms stakeholders acquires a lot of unnecessary profits and benefits. In reacting to the editors of the accounting firms behaviours of favouring their interest in expense of the legal and ethical requirements, many customers do not have confidence in the services offered by numerous accounting firms. To enhance ethical corporate social responsibility practices, practitioners should acknowledge the fact that, compromising the quality of their service delivery for personal and financial gain is a severe setback that requires immediate action. According to the existing guidelines on editors’ behaviours, clients’ fees should not at all affect their activities and behaviours. To improve the quality of the editors’ service delivery, clients should identify and work with editors who do not compare the quality of their service to the amount of the fees paid on them. Moreover, to minimise the conflict of interest among professionals and stakeholders in accounting firms as well as to counter the existing conflict of interest between clients and editors, accounting firms and other legal authority should ensures that, editors are compelled to comply fully to the existing guidelines. Editors as well need to be adequately informed on the important of their services to organisations’ accountability and transparency. Reference Williams, T. (2010). Uncontrolled Risk: The Lessons of Lehman Brothers and How Systemic Risk Can Still Bring Down the World Financial System. London: Mcgraw-Hill.

Benedick And Beatrices Relatio Essay Example For Students

Benedick And Beatrices Relatio Essay Sometimes, when a man and a woman are interested in each other, they pretend to feelexactly the opposite. They hide their feelings of love inside and act like they absolutelyhate each other. Being too proud to concede their love, they leave themselves vulnerableto rejection by the other one, and they continue the farce. This situation is oftenassociated with relationships that take place during the adolescent stages of peopleslives, but in Much Ado About Nothing these types of goings on take place between amature man and woman. These characters are Benedick and Beatrice. Every time theymet, battles of wit and words begin. Not one kind word was uttered between the two. Their love was never to be realized though, until they both fell victim to underhandedplots devised by their friends. Their odd road to romance was an aspect of the play thatwas very pertinent to the plot and indeed something that would keep the readersattention. The notion that Beatrice was not fond of Benedick was conveyed very early in thefirst act. As news of the arrival of Benedick and company to Messina was announced,Beatrice immediately started to poke fun at him. She inquired as to who he had becomefriendly with and then began to say she knew Benedick to be fickle and have a newsworn friend every time that she sees him. This was the first clue to her distaste and alsolets one see that she had some sort of interaction with Benedick in the past that left herfeeling this way toward him. Soon after this scene, Benedick arrives and almostinstantaneously they began to quarrel with each other. They kept on bickering andarguing, never letting the other get the last word in and never giving up any ground intheir battle. For each, their cunning wit was the weapon of choice. Judging by the waythat they seemed to have been acting, one would guess that there was a genuine hatredbetween the two, but the way that they carried on makes one must think that there wassomething more at hand. It might have clued the reader in to a suppressed sense ofcompetition between the two which could have been brought about by a sense ofinsecurity that each of them possessed. They seemed to always need the approval of theirfriends and could never possibly have given in to one another. This is evident becausetheir quarrels were always in public and neither of them ever wanted to lose those battles. They never seemed to lose the anger that they possessed and always tried to get in the lastword, never conceding to the other at all. They always had be the victor in front of theircompanions. One night while at a masked ball under disguise Benedick goes to ask Beatrice todance with him. She, unknowing that it is he, went on to inquire about the masked mansknowledge of Benedick. She then went on to make fun of him, calling him a jester; anda simple object of amusement to the Prince and all of his company. She lashed out evenmore and said that they did not truly like him at all, and if it had not been for theiramusement by him, he would not be with them. Since Benedick was the man behind themask he was unable defend himself without having given up his identity, which thenwould have created a scene with Beatrice. This was not something that he wanted, whichwas obvious because he did go to her to dance and no one else. He was starting to showthe reader his interest in her and the way he did it under the comfort of the mask assuresthat he would not to be ridiculed by her if she knew if it was him asking her to dance. This proved the insecurity that he possessed. Though Beatric e gave fewer obvious cluesas to her interest in Benedick, one could have guessed that since she always was talkingand thinking about him that she must have possessed some kind of feelings for him. Their feelings were starting to become a little bit more evident as the play unfoldedfurther. It was shown that they interacted frequently and always spoke of the other, evenwhen the other was not around. That was a major clue as to a relationship that mighttranspire between the two apparent enemies. .u5ca4cf7fbdd8c0af1e631233d6ef4c08 , .u5ca4cf7fbdd8c0af1e631233d6ef4c08 .postImageUrl , .u5ca4cf7fbdd8c0af1e631233d6ef4c08 .centered-text-area { min-height: 80px; position: relative; } .u5ca4cf7fbdd8c0af1e631233d6ef4c08 , .u5ca4cf7fbdd8c0af1e631233d6ef4c08:hover , .u5ca4cf7fbdd8c0af1e631233d6ef4c08:visited , .u5ca4cf7fbdd8c0af1e631233d6ef4c08:active { border:0!important; } .u5ca4cf7fbdd8c0af1e631233d6ef4c08 .clearfix:after { content: ""; display: table; clear: both; } .u5ca4cf7fbdd8c0af1e631233d6ef4c08 { display: block; transition: background-color 250ms; webkit-transition: background-color 250ms; width: 100%; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #95A5A6; } .u5ca4cf7fbdd8c0af1e631233d6ef4c08:active , .u5ca4cf7fbdd8c0af1e631233d6ef4c08:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #2C3E50; } .u5ca4cf7fbdd8c0af1e631233d6ef4c08 .centered-text-area { width: 100%; position: relative ; } .u5ca4cf7fbdd8c0af1e631233d6ef4c08 .ctaText { border-bottom: 0 solid #fff; color: #2980B9; font-size: 16px; font-weight: bold; margin: 0; padding: 0; text-decoration: underline; } .u5ca4cf7fbdd8c0af1e631233d6ef4c08 .postTitle { color: #FFFFFF; font-size: 16px; font-weight: 600; margin: 0; padding: 0; width: 100%; } .u5ca4cf7fbdd8c0af1e631233d6ef4c08 .ctaButton { background-color: #7F8C8D!important; color: #2980B9; border: none; border-radius: 3px; box-shadow: none; font-size: 14px; font-weight: bold; line-height: 26px; moz-border-radius: 3px; text-align: center; text-decoration: none; text-shadow: none; width: 80px; min-height: 80px; background: url(https://artscolumbia.org/wp-content/plugins/intelly-related-posts/assets/images/simple-arrow.png)no-repeat; position: absolute; right: 0; top: 0; } .u5ca4cf7fbdd8c0af1e631233d6ef4c08:hover .ctaButton { background-color: #34495E!important; } .u5ca4cf7fbdd8c0af1e631233d6ef4c08 .centered-text { display: table; height: 80px; padding-left : 18px; top: 0; } .u5ca4cf7fbdd8c0af1e631233d6ef4c08 .u5ca4cf7fbdd8c0af1e631233d6ef4c08-content { display: table-cell; margin: 0; padding: 0; padding-right: 108px; position: relative; vertical-align: middle; width: 100%; } .u5ca4cf7fbdd8c0af1e631233d6ef4c08:after { content: ""; display: block; clear: both; } READ: Artificial Intelligence EssayThe friends and companions of both Beatrice and Benedick realized the tensionbetween the two but saw it as playful flirting. Benedick had even told Claudio that hehad seen none fairer; then Beatrice early in the play, which solidified their suspicions. They decide that they will put some effort into finally bringing the two enemies together. The Prince, Leonato, and Claudio set forth to fool Benedick into submitting his love toBeatrice. They found him when he was all alone and then walked along and as he hid,and pretended not to see him. They then spoke of how Beatrice was in love withBenedick, and that it was too bad because Benedick could never love her after all that hehad said. This triggered something inside Benedick that made him realize that he didlove Beatrice and now that he thought that her love of him was out in the open he was nolonger afraid of the ridicule that rejection would have brought about. He was going tochange his ways towards her and express his new found love. Beatrice was the victim ofa similar scheme by her friends Hero and Ursula. They spoke of how Benedicks love ofBeatrice was useless because Beatrice could never love a man after all that she has said. This prompted thoughts in her head similar to those in Benedicks. They both nowthought that it was safe to let down their guard and admit their love. Due to the fact thatboth of them were too insecure to do so at first, they had to be tricked into admitting theirlove and halting the bickering. Though slowly at first, in gradual steps they began toconverse peacefully. Then, though still with some wit in public as to save some face, they begin to become enamored with one another. Trouble did not stay far from this growing relationship though. After Claudiohumiliated Hero at their proposed wedding, by accusing her of sleeping with other men,Hero passed out. Claudio, the Prince, and Benedick all thought that she was dead as thiswas what Leonato told them. Being a strong-headed woman and clearly upset by all ofthis Beatrice ordered Benedick to go against his sworn friends and challenge Claudio to aduel to avenge the death of Hero. Benedick unhappy, but unwilling to lose his love,agrees and challenges Claudio. This shows just how truly in love with Beatrice thatBenedick was. He, just to keep Beatrices love, swore to challenge a man much moreexperienced in battle than himself. Luckily, as the details unfolded and the Prince andClaudio were informed of the trickery that was involved in their being led to believe thatHero was unfaithful, the duel did not take place. The action that Benedick took was notonly a brave one but was a testament to his love for Beatrice. B enedick then proposed tomarry Beatrice in public, and she accepted. The two former enemies were now going tobe joined in holy matrimony. The details of this odd relationship as they unfolded added a very scintillatingpiece to the play. Benedick, seeming too proud to ever admit that he loved anyone, andalso having sworn on numerous occasions against marriage, was to ultimately be ahusband. His fear of being a cuckold in the eyes of his friends was finally put to the sideas he proposed to Beatrice. Beatrice, who once seemed too proud to love, was finally tobe wed to Benedick in spite of having sworn on numerous occasions against men alltogether. Being a woman that prided herself on her wit and her ability to never seemaffected by anything, Beatrice was to now substitute those feelings for ones of lovetoward Benedick. This match was certainly one that was perfect for a play. Twoapparent opposites were drawn together by their hidden affection for one another. Though their love may never have come to be if it were not for the guile of their friends,it eventually developed. This completion should give the reader a sense of happiness andsatisfaction. An emotion which would be shared with the once bitter Beatrice and Benedick.